1. Introduction
Welcome to AndrewKoh.sg (“we”, “our”, “us”). We respect your privacy and aim to handle personal data responsibly in accordance with Singapore’s Personal Data Protection Act 2012 and applicable data protection principles.
This Privacy Policy explains how personal data may be collected, used, disclosed, retained, and protected when you visit this website or interact with AndrewKoh.sg.
Important: AndrewKoh.sg is a Singapore-focused personal and educational website covering topics such as property awareness, health, fitness, ageing, caregiving, heritage, education, and community reflections.
2. Scope of This Policy
This Privacy Policy applies to personal data collected through AndrewKoh.sg and related communication channels, including website forms, comments, email, WhatsApp, social media messages, analytics tools, and other digital interactions.
It does not apply to third-party websites, external platforms, embedded content, payment providers, social media platforms, messaging platforms, or other websites that may be linked from AndrewKoh.sg.
3. Personal Data We May Collect
Depending on how you use the website or communicate with us, we may collect personal data that you voluntarily provide or that is automatically collected through normal website operation.
A. Contact Forms and Enquiries
When you submit an enquiry, we may collect:
- Full name
- Email address
- Phone number
- Property, fitness, wellness, community, or service interest
- Message content
- Any additional information you voluntarily provide
B. Comments
If you leave comments on articles, the website may collect:
- Name
- Email address
- IP address
- Browser user agent
- Comment content
This information may be used for comment display, moderation, spam detection, and site security.
C. WhatsApp, Email and Direct Communication
If you contact us through WhatsApp, email, or other messaging channels, we may collect:
- Your phone number or email address
- Message content
- Media files, documents, screenshots, or attachments you voluntarily send
- Communication history relevant to your enquiry
D. Website Usage Data
Analytics or technical tools may collect general website usage information such as:
- Pages visited
- Time spent on pages
- Device type
- Browser type
- Operating system
- Referring website
- Approximate location based on technical data
- Interaction with website content
4. How We Collect Personal Data
We may collect personal data when you:
- Submit a contact form or enquiry form
- Leave a comment on the website
- Send an email, WhatsApp message, or social media message
- Subscribe to updates, newsletters, or future communications, where available
- Request information about property, fitness, wellness, community, or educational content
- Interact with embedded content, external links, or third-party tools
- Browse the website and allow cookies or analytics tools to operate
Where practical, personal data is collected with your knowledge and consent, or where permitted under applicable law.
5. Purposes for Collecting, Using and Disclosing Personal Data
We may collect, use, or disclose personal data for reasonable purposes connected to the operation of AndrewKoh.sg and communication with visitors.
These purposes may include:
- Responding to enquiries and messages
- Following up on property, wellness, fitness, ageing, community, or educational enquiries
- Scheduling discussions, consultations, or meetings where appropriate
- Providing general information requested by you
- Managing website comments and preventing spam
- Improving website content, performance, navigation, and user experience
- Maintaining website security and preventing misuse
- Complying with legal, regulatory, administrative, or professional obligations
- Keeping proper records where necessary
No sale of personal data: We do not sell or rent your personal data to third parties.
7. Embedded Content and External Media
Articles on AndrewKoh.sg may include embedded content such as YouTube videos, Instagram posts, Facebook content, maps, external articles, images, or other third-party media.
Embedded content from third-party websites behaves as if you visited the third-party website directly. These platforms may collect data, use cookies, track interactions, or apply their own privacy policies.
AndrewKoh.sg does not control the privacy practices, cookie settings, data collection, or security practices of third-party platforms.
8. Disclosure of Personal Data
We may disclose personal data only where reasonably necessary and appropriate.
Personal data may be disclosed to:
- Website hosting, security, analytics, form, email, or technical service providers
- Professional advisers, where required for legitimate advice or compliance
- Relevant parties involved in a requested service, transaction, or enquiry, with appropriate consent where required
- Regulatory bodies, public agencies, or authorities where required by law
- Other parties where disclosure is necessary to protect rights, safety, security, or legal interests
For property-related enquiries, information may be shared with relevant parties only where necessary for the enquiry, transaction, verification, compliance, or professional handling of the matter.
9. Retention of Data
We retain personal data only for as long as it is reasonably necessary for the purposes for which it was collected, or as required for legal, regulatory, administrative, professional, or business record purposes.
Personal data may be retained to:
- Fulfil the purpose for which it was collected
- Respond to enquiries and maintain communication records
- Comply with legal or regulatory obligations
- Resolve disputes or clarify past communication
- Maintain proper business, website, or administrative records
Comments and related metadata may be retained for a longer period to support moderation, continuity of discussion, and spam prevention.
10. Data Security
We aim to implement reasonable administrative, technical, and organisational safeguards to protect personal data from unauthorised access, collection, use, disclosure, copying, modification, disposal, or similar risks.
These measures may include website security tools, access controls, hosting safeguards, spam protection, secure communication practices, and reasonable administrative handling of enquiries.
However, no internet transmission, website, messaging platform, email system, or digital storage method is completely secure. You should avoid sending highly sensitive information through unsecured channels unless necessary.
11. Your Rights Under Singapore PDPA Principles
Subject to applicable law, you may request access to or correction of your personal data held by us. You may also withdraw consent for the continued use or disclosure of your personal data, where applicable.
You may contact us to request:
- Access to personal data that may be held about you
- Correction of inaccurate or incomplete personal data
- Withdrawal of consent for future use or disclosure, where applicable
- Clarification on how your personal data is being used
We may require reasonable verification of your identity before processing requests. Withdrawal of consent may affect our ability to respond to enquiries or provide requested information.
12. Third-Party Platforms and Services
AndrewKoh.sg may use or link to third-party services such as Google Analytics, Google Search Console, WordPress plugins, hosting providers, WhatsApp, social media platforms, embedded media, comment tools, spam protection tools, and other website-related services.
These third-party services may process data under their own privacy policies, terms, security practices, and data transfer arrangements.
You should review the privacy policies of third-party platforms before using them or sharing personal information through them.
13. Minors
AndrewKoh.sg is intended for general public information and is not specifically directed at children.
Visitors below 18 years old should seek guidance from a parent, guardian, or responsible adult before submitting personal data, making enquiries, or sharing sensitive information through this website or any linked communication channel.
14. Professional Services Clarification
Submission of personal data through this website does not automatically create a formal advisory relationship, contractual relationship, property agency relationship, trainer-client relationship, medical relationship, legal relationship, or any other professional engagement.
A professional engagement is established only when there is mutual agreement, proper verification, clear scope of service, consent, and any legally required documentation.
15. Changes to This Privacy Policy
We may update, revise, or replace this Privacy Policy from time to time to reflect changes in website operations, legal requirements, data practices, or service arrangements.
Any changes will be reflected by updating the “Last updated” date on this page. Continued use of AndrewKoh.sg after changes are posted means you acknowledge the updated Privacy Policy.
16. Contact Information
For questions, requests, corrections, privacy concerns, or data protection matters relating to this Privacy Policy, you may contact:
Andrew Koh
Website: https://andrewkoh.sg/
WhatsApp: +65 8717 8000
Email: contact@andrewkoh.sg
This Privacy Policy is provided as a general website privacy document and should not be treated as legal advice. For legal certainty, please consult a qualified lawyer or data protection professional in Singapore.